Panel Data Analysis to Identify the Factors Affecting Capital Adequacy Ratio of Deposit Banks

Capital adequacy ratio serves as a basic indicator linking current equities of banks to the amount risk that they can undertake. Therefore, it is taken into consideration while evaluating and expected be at normal level. According Basel I criteria published by Committee in 1988 for international banking sector, capital “Total / Credit Risk” should least 8%. Criteria began implemented Turkey 1992. In this process, was decided would 8% starting from 1998 Turkey. The purpose study identify factors affecting state-owned, private foreign deposit operating between 2009-2019. result obtained analysis has revealed established model significant. independent variables explaining dependent variable 36%. OME statistically significant positive effect on 1% significance